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  <xs:element id="fisv_A1.125SeniorNotesDueJuly2027Member" abstract="true" name="A1.125SeniorNotesDueJuly2027Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="fisv_ForeignCurrencyDenominatedDebtMember" abstract="true" name="ForeignCurrencyDenominatedDebtMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="fisv_EnterpriseMember" abstract="true" name="EnterpriseMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="fisv_AcquiredSoftwareAndTechnologyMember" abstract="true" name="AcquiredSoftwareAndTechnologyMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="fisv_TransferrableFederalTaxCreditPayableCurrent" abstract="false" name="TransferrableFederalTaxCreditPayableCurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fisv_PrepaidExpensesAndOtherCurrentAssetsTable" abstract="true" name="PrepaidExpensesAndOtherCurrentAssetsTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="fisv_CorporateReconcilingItemsAndEliminationsMember" abstract="true" name="CorporateReconcilingItemsAndEliminationsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="fisv_A3.5SeniorNotesDueJuly2029Member" abstract="true" name="A3.5SeniorNotesDueJuly2029Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="fisv_PrepaidExpensesAndOtherCurrentAssetsPolicyTextBlock" abstract="false" name="PrepaidExpensesAndOtherCurrentAssetsPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="fisv_A4500SeniorNotesDueMay2031Member" abstract="true" name="A4500SeniorNotesDueMay2031Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="fisv_A5.450SeniorNotesDueMarch2034Member" abstract="true" name="A5.450SeniorNotesDueMarch2034Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="fisv_PaymentsForRepurchaseOfCommonStockAndPaymentsRelatedToTaxWithholdingForShareBasedCompensation" abstract="false" name="PaymentsForRepurchaseOfCommonStockAndPaymentsRelatedToTaxWithholdingForShareBasedCompensation" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fisv_ThreePointZeroPercentSeniorNotesDue2031Member" abstract="true" name="ThreePointZeroPercentSeniorNotesDue2031Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="fisv_VariableRateRevolvingCreditFacilitiesDueApril2027Member" abstract="true" name="VariableRateRevolvingCreditFacilitiesDueApril2027Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="fisv_ProcessingAndServicesMember" abstract="true" name="ProcessingAndServicesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="fisv_RestrictedStockUnitsAndRestrictedStockAwardsMember" abstract="true" name="RestrictedStockUnitsAndRestrictedStockAwardsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="fisv_MerchantCreditLossesMember" abstract="true" name="MerchantCreditLossesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="fisv_CloverCapitalMember" abstract="true" name="CloverCapitalMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="fisv_A42SeniorNotesDueOctober2028Member" abstract="true" name="A42SeniorNotesDueOctober2028Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="fisv_ContractWithCustomerLiabilityCustomerDepositsCurrent" abstract="false" name="ContractWithCustomerLiabilityCustomerDepositsCurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fisv_SeniorNotesDue2027Member" abstract="true" name="SeniorNotesDue2027Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="fisv_NoncontrollingInterestDecreaseFromDistributionsToRedeemableNoncontrollingInterestHolders" abstract="false" name="NoncontrollingInterestDecreaseFromDistributionsToRedeemableNoncontrollingInterestHolders" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fisv_LossContingenciesPolicyPolicyTextBlock" abstract="false" name="LossContingenciesPolicyPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="fisv_DebtInstrumentCovenantDebtToEBITDARatio" abstract="false" name="DebtInstrumentCovenantDebtToEBITDARatio" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="fisv_TreasuryStockPurchasesSettledAfterBalanceSheetDate" abstract="false" name="TreasuryStockPurchasesSettledAfterBalanceSheetDate" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fisv_FourPointFivePercentSeniorNotesDue2031Member" abstract="true" name="FourPointFivePercentSeniorNotesDue2031Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="fisv_DisposalGroupIncludingDiscontinuedOperationAccumulatedForeignCurrencyTranslationLoss" abstract="false" name="DisposalGroupIncludingDiscontinuedOperationAccumulatedForeignCurrencyTranslationLoss" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fisv_EuroUnsecuredCommercialPaperNotesMember" abstract="true" name="EuroUnsecuredCommercialPaperNotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="fisv_ForeignBanksAndAlliancePartnersMember" abstract="true" name="ForeignBanksAndAlliancePartnersMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="fisv_BancofAmericaMerchantServicesMember" abstract="true" name="BancofAmericaMerchantServicesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="fisv_AmortizationOfDebtIssuanceCostsDiscountsAndOther" abstract="false" name="AmortizationOfDebtIssuanceCostsDiscountsAndOther" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fisv_A3.0SeniorNotesDueJuly2031Member" abstract="true" name="A3.0SeniorNotesDueJuly2031Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="fisv_SettlementAssetsCurrentCashAndCashEquivalents" abstract="false" name="SettlementAssetsCurrentCashAndCashEquivalents" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fisv_USUnsecuredCommercialPaperNotesMember" abstract="true" name="USUnsecuredCommercialPaperNotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="fisv_SeniorNotesDue2025Member" abstract="true" name="SeniorNotesDue2025Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="fisv_MerchantSegmentMember" abstract="true" name="MerchantSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="fisv_MerchantsUtilizingCloverCapitalCashAdvanceProgramMember" abstract="true" name="MerchantsUtilizingCloverCapitalCashAdvanceProgramMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="fisv_ProcessingMember" abstract="true" name="ProcessingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="fisv_A5625SeniorNotesDueAugust2033Member" abstract="true" name="A5625SeniorNotesDueAugust2033Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
</xs:schema>
