Exhibit 5

                         Opinion of Charles W. Sprague

November 12, 1997

Fiserv, Inc.
255 Fiserv Drive
Brookfield, Wisconsin  53045

       Re:  Fiserv, Inc. Registration Statement on Form S-4
            -----------------------------------------------

Dear Sirs:

       I have acted as counsel to Fiserv, Inc., a Wisconsin corporation (the
"Company"), in connection with its Registration Statement on Form S-4 (the
"Registration Statement"), filed under the Securities Act of 1933 (the "Act"),
relating to the proposed issuance pursuant to the Agreement and Plan of Merger
dated as of September 30, 1997 among Fiserv, Inc., Fiserv Clearing, Inc. and
Hanifen, Imhoff Holdings, Inc. of shares of its Common Stock, $.01 par value
(the "Shares"), of the Company.

       In that connection, I have examined originals, or copies certified or
otherwise identified to my satisfaction of such documents, corporate records and
other instruments as I have deemed necessary or appropriate for purposes of this
opinion, including the Restated Articles of Incorporation and By-Laws, as
amended, of the Company.

       Based upon the foregoing, I am of the opinion that:

       I.  The Company has been duly organized and is validly existing as a
corporation under the laws of the State of Wisconsin.

       II. The Shares have been duly authorized, validly issued, fully paid
and nonassessable.

       I hereby consent to the use of this opinion as an exhibit to the
Registration Statement and to the reference to me under "Legal Matters" in the
Prospectus comprising a part of the Registration Statement.  By giving the
foregoing consent, I do not admit that I come within the category of persons
whose consent is required under Section 7 of the Act.

Very truly yours,


Charles W. Sprague
Executive Vice President,
General Counsel and Secretary