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Document and Entity Information - shares	9 Months Ended
Document and Entity Information - shares	Sep. 30, 2013	Oct. 24, 2013
Document Information
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Sep. 30, 2013
Document Fiscal Year Focus	2013
Document Fiscal Period Focus	Q3
Trading Symbol	FISV
Entity Registrant Name	FISERV INC
Entity Central Index Key	0000798354
Current Fiscal Year End Date	--12-31
Entity Filer Category	Large Accelerated Filer
Entity Common Stock, Shares Outstanding		128,969,152

Consolidated Statements of Income - USD ($) shares in Millions, $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Revenue:
Processing and services	$ 1,016	$ 922	$ 2,997	$ 2,724
Product	185	185	554	567
Total revenue	1,201	1,107	3,551	3,291
Expenses:
Cost of processing and services	520	486	1,565	1,451
Cost of product	164	150	511	464
Selling, general and administrative	237	206	711	615
Total expenses	921	842	2,787	2,530
Operating income	280	265	764	761
Interest expense	(41)	(48)	(123)	(135)
Interest and investment income				6
Income (loss) from continuing operations before income taxes and income from investment in unconsolidated affiliate	239	217	641	632
Income tax provision	(79)	(80)	(218)	(207)
Income from investment in unconsolidated affiliate	1	3	7	9
Income from continuing operations	161	140	430	434
Loss from discontinued operations, net of income taxes	(2)	(1)	(3)	(2)
Net income	$ 159	$ 139	$ 427	$ 432
Net income (loss) per share-basic:
Continuing operations	$ 1.24	$ 1.04	$ 3.26	$ 3.18
Discontinued operations	(0.02)	(0.01)	(0.02)	(0.01)
Total	1.22	1.03	3.24	3.16
Net income (loss) per share-diluted:
Continuing operations	1.22	1.03	3.22	3.14
Discontinued operations	(0.02)	(0.01)	(0.02)	(0.01)
Total	$ 1.21	$ 1.02	$ 3.19	$ 3.12
Shares used in computing net income (loss) per share:
Basic	129.9	134.9	132.0	136.6
Diluted	131.9	136.6	133.8	138.3

Consolidated Statements of Comprehensive Income - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Net income	$ 159	$ 139	$ 427	$ 432
Other comprehensive income (loss):
Fair market value adjustment on cash flow hedges, net of income taxes of $1 million, $1 million and $8 million		(2)	(2)	(12)
Reclassification adjustment for net realized losses on cash flow hedges included in interest expense, net of income taxes of $1 million, $7 million, $4 million and $16 million	2	10	7	24
Foreign currency translation	2	4	(8)	5
Total other comprehensive income (loss)	4	12	(3)	17
Comprehensive income	$ 163	$ 151	$ 424	$ 449

- Definition

The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.

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+ Details

Consolidated Statements of Comprehensive Income (Parenthetical) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Fair market value adjustment on cash flow hedges, tax		$ 1	$ 1	$ 8
Reclassification adjustment for net realized losses on cash flow hedges included in interest expense, tax	$ 1	$ 7	$ 4	$ 16

Consolidated Balance Sheets - USD ($) $ in Millions	Sep. 30, 2013	Dec. 31, 2012
Assets
Cash and cash equivalents	$ 321	$ 358
Trade accounts receivable, net	710	661
Deferred income taxes	54	42
Prepaid expenses and other current assets	442	349
Assets of discontinued operations		33
Total current assets	1,527	1,443
Property and equipment, net	259	248
Intangible assets, net	2,180	1,744
Goodwill	5,217	4,705
Other long-term assets	273	357
Total assets	9,456	8,497
Liabilities and Shareholders' Equity
Accounts payable and accrued expenses	826	721
Current maturities of long-term debt	2	2
Deferred revenue	400	379
Liabilities of discontinued operations		3
Total current liabilities	1,228	1,105
Long-term debt	3,929	3,228
Deferred income taxes	683	638
Other long-term liabilities	156	109
Total liabilities	5,996	5,080
Commitments and contingencies
Shareholders' equity:
Preferred stock, no par value: 25.0 million shares authorized; none issued
Common stock, $0.01 par value: 450.0 million shares authorized; 197.9 million shares issued	2	2
Additional paid-in capital	832	804
Accumulated other comprehensive loss	(63)	(60)
Retained earnings	6,377	5,950
Treasury stock, at cost, 68.6 million and 64.5 million shares	(3,688)	(3,279)
Total shareholders' equity	3,460	3,417
Total liabilities and shareholders' equity	$ 9,456	$ 8,497

Consolidated Balance Sheets (Parenthetical) - $ / shares shares in Millions	Sep. 30, 2013	Dec. 31, 2012
Preferred stock, no par value
Preferred stock, shares authorized	25.0	25.0
Preferred stock, issued
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	450.0	450.0
Common stock, shares issued	197.9	197.9
Treasury stock, shares	68.6	64.5

Consolidated Statements of Cash Flows - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Cash flows from operating activities:
Net income	$ 427	$ 432
Adjustment for discontinued operations	3	2
Adjustments to reconcile net income to net cash provided by operating activities from continuing operations:
Depreciation and other amortization	145	142
Amortization of acquisition-related intangible assets	156	120
Share-based compensation	37	35
Deferred income taxes	(11)	(11)
Non-cash impairment charge	30
Dividend from unconsolidated affiliate	6
Settlement of interest rate hedge contracts		(88)
Other non-cash items	(16)	(20)
Changes in assets and liabilities, net of effects from acquisitions:
Trade accounts receivable	(7)	24
Prepaid expenses and other assets	(51)	(47)
Accounts payable and other liabilities	(12)	(16)
Deferred revenue	(26)	(31)
Net cash provided by operating activities from continuing operations	681	542
Cash flows from investing activities:
Capital expenditures, including capitalization of software costs	(171)	(145)
Payments for acquisitions of businesses, net of cash acquired	(30)
Dividend from unconsolidated affiliate	116
Net proceeds from sale of investments	2	27
Other investing activities	(1)	(3)
Net cash used in investing activities from continuing operations	(84)	(121)
Cash flows from financing activities:
Proceeds from long-term debt	1,319	994
Repayments of long-term debt	(1,574)	(946)
Issuance of treasury stock	37	80
Purchases of treasury stock	(455)	(580)
Other financing activities	12	1
Net cash used in financing activities from continuing operations	(661)	(451)
Net change in cash and cash equivalents from continuing operations	(64)	(30)
Net cash flows from discontinued operations	27
Beginning balance	358	337
Ending balance	321	307
Discontinued operations cash flow information:
Net cash (used in) provided by operating activities	(8)	2
Net cash provided by (used in) investing activities	35	(2)
Net change in cash and cash equivalents from discontinued operations	27
Net cash flows to continuing operations	(27)
Beginning balance-discontinued operations
Ending balance-discontinued operations

Principles of Consolidation

9 Months Ended

Sep. 30, 2013

Principles of Consolidation

1. Principles of Consolidation

The consolidated financial statements for the three-month and nine-month periods ended September 30, 2013 and 2012 are unaudited. In the opinion of management, all adjustments necessary for a fair presentation of the consolidated financial statements have been included. Such adjustments consisted of normal recurring items. Interim results are not necessarily indicative of results for a full year. The consolidated financial statements and accompanying notes are presented as permitted by Form 10-Q and do not contain certain information included in the annual consolidated financial statements and accompanying notes of Fiserv, Inc. (the “Company”). These interim consolidated financial statements should be read in conjunction with the consolidated financial statements and accompanying notes included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2012.

The consolidated financial statements include the accounts of Fiserv, Inc. and all 100% owned subsidiaries. Investments in less than 50% owned affiliates in which the Company has significant influence but not control are accounted for using the equity method of accounting. All intercompany transactions and balances have been eliminated in consolidation.

- Definition

The entire disclosure for organization, consolidation and basis of presentation of financial statements disclosure.

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+ Details

Fair Value Measurements

9 Months Ended

Sep. 30, 2013

Fair Value Measurements

2. Fair Value Measurements

The Company applies fair value accounting for all assets and liabilities that are recognized or disclosed at fair value in its consolidated financial statements on a recurring basis. Fair value represents the amount that would be received from selling an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. When determining the fair value measurements for assets and liabilities, the Company considers the principal or most advantageous market and the market-based risk measurements or assumptions that market participants would use in pricing the asset or liability.

The fair values of cash equivalents, trade accounts receivable, settlement assets and obligations, and accounts payable approximate their respective carrying values due to the short period of time to maturity. The estimated fair value of total debt was $4.0 billion at September 30, 2013 and $3.5 billion at December 31, 2012 and was estimated using discounted cash flows based on the Company’s current incremental borrowing rates or quoted prices in active markets (level 2 of the fair value hierarchy).

Acquisition

9 Months Ended

Sep. 30, 2013

Acquisition

3. Acquisition

On January 14, 2013, the Company acquired Open Solutions Inc. (“Open Solutions”), a provider of account processing technology for financial institutions, for a cash purchase price of $55 million. The Company also assumed approximately $960 million of debt in connection with the acquisition. This acquisition advances the Company’s go-to-market strategies by adding a number of products and services and by expanding the number of account processing clients to which the Company can provide its broad array of add-on products and services.

The preliminary allocation of purchase price recorded for Open Solutions is as follows:


(In millions)
Cash and cash equivalents	$	39
Trade accounts receivable		41
Prepaid expenses and other current assets		41
Intangible assets		571
Goodwill		510
Other long-term assets		18
Accounts payable and other current liabilities		(140	)
Long-term debt, less current maturities		(952	)
Other long-term liabilities		(73	)

Total cash purchase price	$	55

The cash purchase price and repayment of assumed debt were funded utilizing a combination of available cash and existing availability under the Company’s revolving credit facility. The amounts attributed to goodwill and identified tax assets are based on preliminary valuations and are subject to final adjustment. The preliminary purchase price allocation resulted in goodwill, included within the Financial Institution Services (“Financial”) segment, of approximately $510 million, of which $161 million is expected to be deductible for tax purposes. Such goodwill is primarily attributable to synergies with the products and services that Open Solutions provides and the anticipated value created by selling the Company’s products and services to Open Solutions’ existing client base. The values allocated to intangible assets are as follows:


(In millions)	Gross Carrying Amount		Weighted- Average Useful Life
Customer related intangible assets	$	460		20 years
Acquired software and technology		105		7 years
Trade name		6		10 years

	$	571

The results of operations for Open Solutions, including $69 million and $204 million of revenue, respectively, during the three and nine months ended September 30, 2013, have been included within the Financial segment from the date of acquisition. As a result of the acquisition, the Company has incurred merger and integration costs, including a $30 million non-cash impairment charge related to the Company’s decision to replace its Acumen^® account processing platform with DNA^TM, an Open Solutions account processing platform. The Acumen platform costs were recorded as capitalized software and included in the Financial segment assets. The related impairment charge was recorded in cost of product within the Corporate and Other segment in the first quarter of 2013 as this charge is excluded from the Company’s measure of the Financial segment’s operating performance.

The following unaudited supplemental pro forma information presents the Company’s results of operations as though the acquisition of Open Solutions had occurred on January 1, 2012. This information is presented for informational purposes and is not necessarily indicative of the Company’s operating results which would have occurred had the acquisition been consummated as of that date. The pro forma information presented below does not include anticipated synergies, the impact of purchase accounting adjustments or certain other expected benefits of the acquisition and should not be used as a predictive measure of our future results of operations.


	(Pro Forma Unaudited)
(In millions, except per share data)	Three Months Ended September 30, 2012		Nine Months Ended September 30, 2012
Total revenue	$	1,187	$	3,542
Net income	$	141	$	443
Net income per share—basic	$	1.04	$	3.24
Net income per share—diluted	$	1.03	$	3.20

- Definition

The entire disclosure for a business combination (or series of individually immaterial business combinations) completed during the period, including background, timing, and recognized assets and liabilities. The disclosure may include leverage buyout transactions (as applicable).

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+ Details

Discontinued Operations

9 Months Ended

Sep. 30, 2013

Discontinued Operations

4. Discontinued Operations

On March 14, 2013, the Company sold its club solutions business (“Club Solutions”) for approximately $37 million in cash at closing. The assets, liabilities, results of operations and cash flows of Club Solutions, which were previously included within the Payments and Industry Products (“Payments”) segment, have been reported as discontinued operations in the accompanying consolidated financial statements for all periods presented. During 2013, Club Solutions revenue was $10 million, and the Company recognized a $4 million loss, net of income taxes, on the sale of the business. Club Solutions revenue was $12 million and $35 million during the three and nine months ended September 30, 2012, respectively. The assets of discontinued operations at December 31, 2012 primarily consist of intangible assets, including software, customer related intangibles and goodwill.

- Definition

The entire disclosure for the facts and circumstances leading to the completed or expected disposal, manner and timing of disposal, the gain (loss) recognized in the income statement and the income statement caption that includes that gain (loss), amounts of revenues and pretax profit or loss reported in discontinued operations, the segment in which the disposal group was reported, and the classification (whether sold or classified as held for sale) and carrying value of the assets and liabilities comprising the disposal group. Includes all disposal groups, including those classified as components of the entity (discontinued operations).

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-URI http://asc.fasb.org/extlink&oid=6391110&loc=d3e2941-110230

+ Details

Share-Based Compensation

9 Months Ended

Sep. 30, 2013

Share-Based Compensation

5. Share-Based Compensation

The Company recognized $11 million and $37 million of share-based compensation expense during the three and nine months ended September 30, 2013, respectively, and $10 million and $35 million of share-based compensation expense during the three and nine months ended September 30, 2012, respectively. The Company’s annual grant of share-based awards generally occurs in the first quarter. During the nine months ended September 30, 2013, the Company granted 1.0 million stock options and 0.5 million restricted stock units at weighted-average estimated fair values of $25.33 and $81.97, respectively. During the nine months ended September 30, 2012, the Company granted 1.0 million stock options and 0.4 million restricted stock units at weighted-average estimated fair values of $21.59 and $65.42, respectively. During the nine months ended September 30, 2013 and 2012, stock options to purchase 0.5 million shares and 1.7 million shares, respectively, were exercised.

Shares Used in Computing Net Income Per Share

9 Months Ended

Sep. 30, 2013

Shares Used in Computing Net Income Per Share

6. Shares Used in Computing Net Income Per Share

The computation of shares used in calculating diluted net income per common share is as follows:


	Three Months Ended				Nine Months Ended
	September 30,				September 30,
(In millions)	2013		2012		2013		2012
Weighted-average shares outstanding used for the calculation of net income per share—basic		129.9		134.9		132.0		136.6
Common stock equivalents		2.0		1.7		1.8		1.7

Total shares used for the calculation of net income per share—diluted		131.9		136.6		133.8		138.3

For each of the three-month periods ended September 30, 2013 and 2012, stock options for 0.9 million shares were excluded from the calculation of diluted weighted-average outstanding shares because their impact was anti-dilutive. For the nine months ended September 30, 2013 and 2012, stock options for 0.8 million and 1.5 million shares, respectively, were excluded from the calculation of diluted weighted-average outstanding shares because their impact was anti-dilutive.

Intangible Assets

9 Months Ended

Sep. 30, 2013

Intangible Assets

7. Intangible Assets

Intangible assets consisted of the following:


	Gross
(In millions)	Carrying		Accumulated		Net Book
September 30, 2013	Amount		Amortization		Value
Customer related intangible assets	$	2,155	$	634	$	1,521
Acquired software and technology		493		271		222
Trade names		120		36		84
Capitalized software development costs		642		370		272
Purchased software		294		213		81

Total	$	3,704	$	1,524	$	2,180


	Gross
(In millions)	Carrying		Accumulated		Net Book
December 31, 2012	Amount		Amortization		Value
Customer related intangible assets	$	1,695	$	534	$	1,161
Acquired software and technology		378		222		156
Trade names		114		29		85
Capitalized software development costs		667		398		269
Purchased software		325		252		73

Total	$	3,179	$	1,435	$	1,744

The Company estimates that annual amortization expense with respect to acquired intangible assets, which include customer related intangible assets, acquired software and technology, and trade names, will be approximately $210 million in 2013, approximately $200 million in 2014, approximately $190 million in 2015, approximately $150 million in 2016 and approximately $140 million in 2017. Annual amortization expense in 2013 with respect to capitalized and purchased software is estimated to approximate $110 million.

Investment in Unconsolidated Affiliate

9 Months Ended

Sep. 30, 2013

Investment in Unconsolidated Affiliate

8. Investment in Unconsolidated Affiliate

The Company owns a 49% interest in StoneRiver Group, L.P. (“StoneRiver”), which is accounted for as an equity method investment, and reports its share of StoneRiver’s net income as income from investment in unconsolidated affiliate. The Company’s investment in StoneRiver was $78 million at December 31, 2012 and was reported within other long-term assets in the consolidated balance sheet. In the second quarter of 2013, the Company received a $122 million cash dividend from StoneRiver, distributed from excess proceeds from a recapitalization transaction. The dividend exceeded the Company’s investment carrying amount, resulting in the reduction of its investment balance to zero, with the excess cash dividend recorded within other long-term liabilities in the consolidated balance sheet. At September 30, 2013, the Company’s carrying amount was $35 million and was reported within other long-term liabilities in the consolidated balance sheet. Although the Company does not maintain a legal obligation to fund any of the liabilities or potential operating deficits of StoneRiver, it intends to provide future financial support, based upon its continuing assessment of various factors, should the need arise. A portion of the dividend, $6 million, represents a return on the Company’s investment and was reported as cash flows from operating activities.

Accounts Payable and Accrued Expenses

9 Months Ended

Sep. 30, 2013

Accounts Payable and Accrued Expenses

9. Accounts Payable and Accrued Expenses

Accounts payable and accrued expenses consisted of the following:


	September 30,		December 31,
(In millions)	2013		2012
Trade accounts payable	$	61	$	97
Settlement obligations		239		216
Client deposits		177		147
Accrued compensation and benefits		132		144
Other accrued expenses		217		117

Total	$	826	$	721

Long-Term Debt

9 Months Ended

Sep. 30, 2013

Long-Term Debt

10. Long-Term Debt

The Company maintains a $2.0 billion revolving credit facility with a syndicate of banks. Borrowings under this facility bear interest at a variable rate, 1.3% at September 30, 2013, based on LIBOR plus a specified margin or the bank’s base rate. There are no significant commitment fees and no compensating balance requirements. The facility expires on August 1, 2017 and contains various restrictions and covenants that require the Company, among other things, to (i) limit its consolidated indebtedness as of the end of each fiscal quarter to no more than three and one-half times consolidated net earnings before interest, taxes, depreciation and amortization and certain other adjustments during the period of four fiscal quarters then ended, and (ii) maintain consolidated net earnings before interest, taxes, depreciation and amortization and certain other adjustments of at least three times consolidated interest expense as of the end of each fiscal quarter for the period of four fiscal quarters then ended. During the first nine months of 2013, the Company was in compliance with all financial debt covenants. As of September 30, 2013, borrowings outstanding under the facility approximated $1.0 billion, primarily related to the funding of assumed debt from the acquisition of Open Solutions. The revolving credit facility was amended on October 25, 2013. See Note 14.

Accumulated Other Comprehensive Loss

9 Months Ended

Sep. 30, 2013

Accumulated Other Comprehensive Loss

11. Accumulated Other Comprehensive Loss

Accumulated other comprehensive loss, net of income taxes, consisted of the following:


(In millions)	Cash Flow Hedges			Foreign Currency Translation			Other			Total
Balance at December 31, 2012	$	(57	)	$	(1	)	$	(2	)	$	(60	)

Other comprehensive loss before reclassifications		(2	)		(8	)		—			(10	)
Amounts reclassified from accumulated other comprehensive loss		7			—			—			7

Net current-period other comprehensive (loss) income		5			(8	)		—			(3	)

Balance at September 30, 2013	$	(52	)	$	(9	)	$	(2	)	$	(63	)

Based on the amounts recorded in accumulated other comprehensive loss at September 30, 2013, the Company estimates that it will recognize approximately $14 million in interest expense during the next twelve months related to settled interest rate hedge contracts.

- Definition

The entire disclosure for comprehensive income, which includes, but is not limited to, 1) the amount of income tax expense or benefit allocated to each component of other comprehensive income, including reclassification adjustments, 2) the reclassification adjustments for each classification of other comprehensive income and 3) the ending accumulated balances for each component of comprehensive income.

+ References

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-URI http://asc.fasb.org/extlink&oid=6522872

+ Details

Cash Flow Information

9 Months Ended

Sep. 30, 2013

Cash Flow Information

12. Cash Flow Information

Supplemental cash flow information was as follows:


	Nine Months Ended September 30,
(In millions)	2013		2012
Interest paid, including on assumed debt	$	97	$	105
Income taxes paid from continuing operations		238		246
Liabilities assumed in acquisitions of businesses		1,169		—
Treasury stock purchases settled after the balance sheet date		8		6

Business Segment Information

9 Months Ended

Sep. 30, 2013

Business Segment Information

13. Business Segment Information

The Company’s operations are comprised of the Payments segment and the Financial segment. The Payments segment primarily provides electronic bill payment and presentment services, debit and other card-based payment products and services, internet and mobile banking software and services, and other electronic payments software and services, including account-to-account transfers and person-to-person payments. The businesses in this segment also provide investment account processing services for separately managed accounts, card and print personalization services, and fraud and risk management products and services. The Financial segment provides banks, thrifts and credit unions with account processing services, item processing and source capture services, loan origination and servicing products, cash management and consulting services, and other products and services that support numerous types of financial transactions. The Corporate and Other segment primarily consists of unallocated corporate expenses, amortization of acquisition-related intangible assets, intercompany eliminations and other costs that are not considered when management evaluates segment performance.


(In millions)	Payments		Financial		Corporate and Other			Total
Three Months Ended September 30, 2013
Processing and services revenue	$	480	$	538	$	(2	)	$	1,016
Product revenue		151		42		(8	)		185

Total revenue	$	631	$	580	$	(10	)	$	1,201

Operating income	$	173	$	194	$	(87	)	$	280

Three Months Ended September 30, 2012
Processing and services revenue	$	453	$	473	$	(4	)	$	922
Product revenue		153		40		(8	)		185

Total revenue	$	606	$	513	$	(12	)	$	1,107

Operating income	$	166	$	165	$	(66	)	$	265

Nine Months Ended September 30, 2013
Processing and services revenue	$	1,410	$	1,595	$	(8	)	$	2,997
Product revenue		464		118		(28	)		554

Total revenue	$	1,874	$	1,713	$	(36	)	$	3,551

Operating income	$	518	$	541	$	(295	)	$	764

Nine Months Ended September 30, 2012
Processing and services revenue	$	1,326	$	1,407	$	(9	)	$	2,724
Product revenue		484		109		(26	)		567

Total revenue	$	1,810	$	1,516	$	(35	)	$	3,291

Operating income	$	481	$	479	$	(199	)	$	761

Goodwill in the Payments segment was $3.4 billion as of September 30, 2013 and December 31, 2012. Goodwill in the Financial segment was $1.8 billion and $1.3 billion as of September 30, 2013 and December 31, 2012, respectively.

- Definition

The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments.

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+ Details

Subsequent Event

9 Months Ended

Sep. 30, 2013

Subsequent Event

14. Subsequent Event

On October 25, 2013, the Company obtained a $900 million term loan under a new loan agreement with a syndicate of banks. This term loan bears interest at a variable rate, including based on LIBOR or the administrative agent’s prime rate, in either case, plus a specified margin based on the Company’s long-term debt rating in effect from time to time, and matures in October 2018. Scheduled principal payments of $90 million are due on the last business day of December of each year, commencing on December 31, 2014. In connection with the term loan financing, the Company entered into an amendment to its existing $2.0 billion revolving credit agreement that conformed certain of its provisions to those in the new term loan agreement and extended its maturity to October 2018. The revolving credit facility was previously scheduled to expire on August 1, 2017. The new term loan facility and amended revolving credit facility contain various restrictions and covenants substantially similar to those contained in the revolving credit facility described in Note 10. The Company used the net proceeds from the term loan to repay outstanding borrowings under the revolving credit facility. After such repayment, $75 million remains outstanding under the revolving credit agreement.

Subsidiary Guarantors of Long-Term Debt

9 Months Ended

Sep. 30, 2013

Subsidiary Guarantors of Long-Term Debt

15. Subsidiary Guarantors of Long-Term Debt

Certain of the Company’s 100% owned domestic subsidiaries (“Guarantor Subsidiaries”) jointly and severally, and fully and unconditionally, guarantee the Company’s indebtedness under its revolving credit facility, senior notes and term loan. Under the indentures governing the senior notes, a guarantee of a Guarantor Subsidiary will terminate upon the following customary circumstances: the sale of such Guarantor Subsidiary if such sale complies with the indenture; if such Guarantor Subsidiary no longer guarantees certain other indebtedness of the Company, including as a result of the release of the Guarantor Subsidiaries if Standard & Poor’s and Moody’s Investors Service, Inc. increase the Company’s credit rating to A- and A3, respectively; or the defeasance or discharge of the indenture. The following condensed consolidating financial information is presented on the equity method and reflects summarized financial information for: (a) the Company; (b) the Guarantor Subsidiaries on a combined basis; and (c) the Company’s non-guarantor subsidiaries on a combined basis. The following condensed consolidating financial information reflects the reporting of Club Solutions as a discontinued operation for all periods presented.

Condensed Consolidating Statement of Income and Comprehensive Income

Three Months Ended September 30, 2013


(In millions)	Parent Company			Guarantor Subsidiaries			Non-Guarantor Subsidiaries			Eliminations			Consolidated
Revenue:
Processing and services	$	—		$	731		$	326		$	(41	)	$	1,016
Product		—			174			25			(14	)		185

Total revenue		—			905			351			(55	)		1,201

Expenses:
Cost of processing and services		—			373			188			(41	)		520
Cost of product		—			155			23			(14	)		164
Selling, general and administrative		25			152			60			—			237

Total expenses		25			680			271			(55	)		921

Operating income (loss)		(25	)		225			80			—			280
Interest expense, net		(33	)		(8	)		—			—			(41	)

Income (loss) from continuing operations before income taxes and income from investment in unconsolidated affiliate		(58	)		217			80			—			239
Income tax (provision) benefit		28			(78	)		(29	)		—			(79	)
Income from investment in unconsolidated affiliate		—			1			—			—			1
Equity in earnings of consolidated affiliates		191			—			—			(191	)		—

Income from continuing operations		161			140			51			(191	)		161
Loss from discontinued operations, net of income taxes		(2	)		—			—			—			(2	)

Net income	$	159		$	140		$	51		$	(191	)	$	159

Comprehensive income	$	163		$	140		$	53		$	(193	)	$	163

Condensed Consolidating Statement of Income and Comprehensive Income

Three Months Ended September 30, 2012


(In millions)	Parent Company			Guarantor Subsidiaries			Non-Guarantor Subsidiaries			Eliminations			Consolidated
Revenue:
Processing and services	$	—		$	644		$	319		$	(41	)	$	922
Product		—			165			33			(13	)		185

Total revenue		—			809			352			(54	)		1,107

Expenses:
Cost of processing and services		—			348			179			(41	)		486
Cost of product		—			145			18			(13	)		150
Selling, general and administrative		27			126			53			—			206

Total expenses		27			619			250			(54	)		842

Operating income (loss)		(27	)		190			102			—			265
Interest expense, net		(32	)		(14	)		(2	)		—			(48	)

Income (loss) from continuing operations before income taxes and income from investment in unconsolidated affiliate		(59	)		176			100			—			217
Income tax (provision) benefit		23			(66	)		(37	)		—			(80	)
Income from investment in unconsolidated affiliate		—			3			—			—			3
Equity in earnings of consolidated affiliates		176			—			—			(176	)		—

Income from continuing operations		140			113			63			(176	)		140
(Loss) income from discontinued operations, net of income taxes		(1	)		2			—			(2	)		(1	)

Net income	$	139		$	115		$	63		$	(178	)	$	139

Comprehensive income	$	151		$	115		$	67		$	(182	)	$	151

Condensed Consolidating Statement of Income and Comprehensive Income

Nine Months Ended September 30, 2013


(In millions)	Parent Company			Guarantor Subsidiaries			Non-Guarantor Subsidiaries			Eliminations			Consolidated
Revenue:
Processing and services	$	—		$	2,168		$	951		$	(122	)	$	2,997
Product		—			526			76			(48	)		554

Total revenue		—			2,694			1,027			(170	)		3,551

Expenses:
Cost of processing and services		—			1,113			574			(122	)		1,565
Cost of product		—			494			65			(48	)		511
Selling, general and administrative		84			456			171			—			711

Total expenses		84			2,063			810			(170	)		2,787

Operating income (loss)		(84	)		631			217			—			764
Interest expense, net		(97	)		(19	)		(7	)		—			(123	)

Income (loss) from continuing operations before income taxes and income from investment in unconsolidated affiliate		(181	)		612			210			—			641
Income tax (provision) benefit		80			(222	)		(76	)		—			(218	)
Income from investment in unconsolidated affiliate		—			7			—			—			7
Equity in earnings of consolidated affiliates		531			—			—			(531	)		—

Income from continuing operations		430			397			134			(531	)		430
Loss from discontinued operations, net of income taxes		(3	)		—			—			—			(3	)

Net income	$	427		$	397		$	134		$	(531	)	$	427

Comprehensive income	$	424		$	397		$	126		$	(523	)	$	424

Condensed Consolidating Statement of Income and Comprehensive Income

Nine Months Ended September 30, 2012


(In millions)	Parent Company			Guarantor Subsidiaries			Non-Guarantor Subsidiaries			Eliminations			Consolidated
Revenue:
Processing and services	$	—		$	1,930		$	912		$	(118	)	$	2,724
Product		—			528			83			(44	)		567

Total revenue		—			2,458			995			(162	)		3,291

Expenses:
Cost of processing and services		—			1,033			536			(118	)		1,451
Cost of product		—			457			51			(44	)		464
Selling, general and administrative		76			372			167			—			615

Total expenses		76			1,862			754			(162	)		2,530

Operating income (loss)		(76	)		596			241			—			761
Interest expense, net		(84	)		(43	)		(2	)		—			(129	)

Income (loss) from continuing operations before income taxes and income from investment in unconsolidated affiliate		(160	)		553			239			—			632
Income tax (provision) benefit		86			(204	)		(89	)		—			(207	)
Income from investment in unconsolidated affiliate		—			9			—			—			9
Equity in earnings of consolidated affiliates		508			—			—			(508	)		—

Income from continuing operations		434			358			150			(508	)		434
(Loss) income from discontinued operations, net of income taxes		(2	)		4			—			(4	)		(2	)

Net income	$	432		$	362		$	150		$	(512	)	$	432

Comprehensive income	$	449		$	362		$	155		$	(517	)	$	449

Condensed Consolidating Balance Sheet

September 30, 2013


(In millions)	Parent Company		Guarantor Subsidiaries			Non-Guarantor Subsidiaries			Eliminations			Consolidated
Assets
Cash and cash equivalents	$	18	$	75		$	228		$	—		$	321
Trade accounts receivable, net		—		451			259			—			710
Prepaid expenses and other current assets		96		236			164			—			496

Total current assets		114		762			651			—			1,527
Investments in consolidated affiliates		10,044		—			—			(10,044	)		—
Intangible assets, net		22		1,927			231			—			2,180
Goodwill		—		4,149			1,068			—			5,217
Other long-term assets		31		393			108			—			532

Total assets	$	10,211	$	7,231		$	2,058		$	(10,044	)	$	9,456

Liabilities and Shareholders’ Equity
Accounts payable and accrued expenses	$	109	$	478		$	239		$	—		$	826
Current maturities of long-term debt		—		2			—			—			2
Deferred revenue		—		253			147			—			400

Total current liabilities		109		733			386			—			1,228
Long-term debt		3,927		2			—			—			3,929
Due to (from) consolidated affiliates		1,972		(1,607	)		(365	)		—			—
Other long-term liabilities		743		57			39			—			839

Total liabilities		6,751		(815	)		60			—			5,996

Total shareholders’ equity		3,460		8,046			1,998			(10,044	)		3,460

Total liabilities and shareholders’ equity	$	10,211	$	7,231		$	2,058		$	(10,044	)	$	9,456

Condensed Consolidating Balance Sheet

December 31, 2012


(In millions)	Parent Company		Guarantor Subsidiaries			Non-Guarantor Subsidiaries			Eliminations			Consolidated
Assets
Cash and cash equivalents	$	85	$	66		$	207		$	—		$	358
Trade accounts receivable, net		—		403			258			—			661
Prepaid expenses and other current assets		45		186			160			—			391
Assets of discontinued operations		—		33			—			—			33

Total current assets		130		688			625			—			1,443
Investments in consolidated affiliates		8,498		—			—			(8,498	)		—
Intangible assets, net		22		1,479			243			—			1,744
Goodwill		—		3,695			1,010			—			4,705
Other long-term assets		55		445			105			—			605

Total assets	$	8,705	$	6,307		$	1,983		$	(8,498	)	$	8,497

Liabilities and Shareholders’ Equity
Accounts payable and accrued expenses	$	73	$	417		$	231		$	—		$	721
Current maturities of long-term debt		—		2			—			—			2
Deferred revenue		—		213			166			—			379
Liabilities of discontinued operations		—		3			—			—			3

Total current liabilities		73		635			397			—			1,105
Long-term debt		3,223		4			1			—			3,228
Due to (from) consolidated affiliates		1,295		(988	)		(307	)		—			—
Other long-term liabilities		697		22			28			—			747

Total liabilities		5,288		(327	)		119			—			5,080

Total shareholders’ equity		3,417		6,634			1,864			(8,498	)		3,417

Total liabilities and shareholders’ equity	$	8,705	$	6,307		$	1,983		$	(8,498	)	$	8,497

Condensed Consolidating Statement of Cash Flows

Nine Months Ended September 30, 2013


(In millions)	Parent Company			Guarantor Subsidiaries			Non-Guarantor Subsidiaries			Eliminations			Consolidated
Cash flows from operating activities:
Net cash provided by (used in) operating activities from continuing operations	$	(70	)	$	568		$	183		$	—		$	681

Cash flows from investing activities:
Capital expenditures, including capitalization of software costs		(2	)		(122	)		(47	)		—			(171	)
Payments for acquisitions of businesses, net of cash acquired		(55	)		25			—			—			(30	)
Dividend from unconsolidated affiliate		—			116			—			—			116
Net proceeds from sale of investments		—			—			2			—			2
Other investing activities		731			4			(4	)		(732	)		(1	)

Net cash (used in) provided by investing activities from continuing operations		674			23			(49	)		(732	)		(84	)

Cash flows from financing activities:
Proceeds from long-term debt		1,319			—			—			—			1,319
Repayments of long-term debt		(1,573	)		(1	)		—			—			(1,574	)
Issuance of treasury stock		37			—			—			—			37
Purchases of treasury stock		(455	)		—			—			—			(455	)
Other financing activities		9			(616	)		(113	)		732			12

Net cash used in financing activities from continuing operations		(663	)		(617	)		(113	)		732			(661	)

Net change in cash and cash equivalents from continuing operations		(59	)		(26	)		21			—			(64	)
Net cash flows from (to) discontinued operations		(8	)		35			—			—			27
Beginning balance		85			66			207			—			358

Ending balance	$	18		$	75		$	228		$	—		$	321

Condensed Consolidating Statement of Cash Flows

Nine Months Ended September 30, 2012


(In millions)	Parent Company			Guarantor Subsidiaries			Non-Guarantor Subsidiaries			Eliminations			Consolidated
Cash flows from operating activities:
Net cash provided by (used in) operating activities from continuing operations	$	(158	)	$	517		$	183		$	—		$	542

Cash flows from investing activities:
Capital expenditures, including capitalization of software costs		(3	)		(106	)		(36	)		—			(145	)
Net proceeds from sale of investments		—			3			24			—			27
Other investing activities		538			(1	)		—			(540	)		(3	)

Net cash (used in) provided by investing activities from continuing operations		535			(104	)		(12	)		(540	)		(121	)

Cash flows from financing activities:
Proceeds from long-term debt		994			—			—			—			994
Repayments of long-term debt		(897	)		(4	)		(45	)		—			(946	)
Issuance of treasury stock		80			—			—			—			80
Purchases of treasury stock		(580	)		—			—			—			(580	)
Other financing activities		(1	)		(431	)		(107	)		540			1

Net cash used in financing activities from continuing operations		(404	)		(435	)		(152	)		540			(451	)

Net change in cash and cash equivalents from continuing operations		(27	)		(22	)		19			—			(30	)
Net cash flows from (to) discontinued operations		(5	)		5			—			—			—
Beginning balance		73			71			193			—			337

Ending balance	$	41		$	54		$	212		$	—		$	307

Acquisition (Tables)

9 Months Ended

Sep. 30, 2013

Preliminary Allocation of Purchase Price for Open Solutions

The preliminary allocation of purchase price recorded for Open Solutions is as follows:


(In millions)
Cash and cash equivalents	$	39
Trade accounts receivable		41
Prepaid expenses and other current assets		41
Intangible assets		571
Goodwill		510
Other long-term assets		18
Accounts payable and other current liabilities		(140	)
Long-term debt, less current maturities		(952	)
Other long-term liabilities		(73	)

Total cash purchase price	$	55

Values Allocated to Intangible Asset

The values allocated to intangible assets are as follows:


(In millions)	Gross Carrying Amount		Weighted- Average Useful Life
Customer related intangible assets	$	460		20 years
Acquired software and technology		105		7 years
Trade name		6		10 years

	$	571

Supplemental Pro Forma Information


	(Pro Forma Unaudited)
(In millions, except per share data)	Three Months Ended September 30, 2012		Nine Months Ended September 30, 2012
Total revenue	$	1,187	$	3,542
Net income	$	141	$	443
Net income per share—basic	$	1.04	$	3.24
Net income per share—diluted	$	1.03	$	3.20

Shares Used in Computing Net Income Per Share (Tables)

9 Months Ended

Sep. 30, 2013

Schedule of Earnings Per Share Basic and Diluted

The computation of shares used in calculating diluted net income per common share is as follows:


	Three Months Ended				Nine Months Ended
	September 30,				September 30,
(In millions)	2013		2012		2013		2012
Weighted-average shares outstanding used for the calculation of net income per share—basic		129.9		134.9		132.0		136.6
Common stock equivalents		2.0		1.7		1.8		1.7

Total shares used for the calculation of net income per share—diluted		131.9		136.6		133.8		138.3

Intangible Assets (Tables)

9 Months Ended

Sep. 30, 2013

Schedule of Intangible Assets by Class

Intangible assets consisted of the following:


	Gross
(In millions)	Carrying		Accumulated		Net Book
September 30, 2013	Amount		Amortization		Value
Customer related intangible assets	$	2,155	$	634	$	1,521
Acquired software and technology		493		271		222
Trade names		120		36		84
Capitalized software development costs		642		370		272
Purchased software		294		213		81

Total	$	3,704	$	1,524	$	2,180


	Gross
(In millions)	Carrying		Accumulated		Net Book
December 31, 2012	Amount		Amortization		Value
Customer related intangible assets	$	1,695	$	534	$	1,161
Acquired software and technology		378		222		156
Trade names		114		29		85
Capitalized software development costs		667		398		269
Purchased software		325		252		73

Total	$	3,179	$	1,435	$	1,744

Accounts Payable and Accrued Expenses (Tables)

9 Months Ended

Sep. 30, 2013

Schedule of Accounts Payable and Accrued Expenses

Accounts payable and accrued expenses consisted of the following:


	September 30,		December 31,
(In millions)	2013		2012
Trade accounts payable	$	61	$	97
Settlement obligations		239		216
Client deposits		177		147
Accrued compensation and benefits		132		144
Other accrued expenses		217		117

Total	$	826	$	721

Accumulated Other Comprehensive Loss (Tables)

9 Months Ended

Sep. 30, 2013

Schedule of Accumulated Other Comprehensive Loss

Accumulated other comprehensive loss, net of income taxes, consisted of the following:


(In millions)	Cash Flow Hedges			Foreign Currency Translation			Other			Total
Balance at December 31, 2012	$	(57	)	$	(1	)	$	(2	)	$	(60	)

Other comprehensive loss before reclassifications		(2	)		(8	)		—			(10	)
Amounts reclassified from accumulated other comprehensive loss		7			—			—			7

Net current-period other comprehensive (loss) income		5			(8	)		—			(3	)

Balance at September 30, 2013	$	(52	)	$	(9	)	$	(2	)	$	(63	)

Cash Flow Information (Tables)

9 Months Ended

Sep. 30, 2013

Schedule Of Supplemental Cash Flow Information

Supplemental cash flow information was as follows:


	Nine Months Ended September 30,
(In millions)	2013		2012
Interest paid, including on assumed debt	$	97	$	105
Income taxes paid from continuing operations		238		246
Liabilities assumed in acquisitions of businesses		1,169		—
Treasury stock purchases settled after the balance sheet date		8		6

Business Segment Information (Tables)

9 Months Ended

Sep. 30, 2013

Schedule of Segment Reporting Information


(In millions)	Payments		Financial		Corporate and Other			Total
Three Months Ended September 30, 2013
Processing and services revenue	$	480	$	538	$	(2	)	$	1,016
Product revenue		151		42		(8	)		185

Total revenue	$	631	$	580	$	(10	)	$	1,201

Operating income	$	173	$	194	$	(87	)	$	280

Three Months Ended September 30, 2012
Processing and services revenue	$	453	$	473	$	(4	)	$	922
Product revenue		153		40		(8	)		185

Total revenue	$	606	$	513	$	(12	)	$	1,107

Operating income	$	166	$	165	$	(66	)	$	265

Nine Months Ended September 30, 2013
Processing and services revenue	$	1,410	$	1,595	$	(8	)	$	2,997
Product revenue		464		118		(28	)		554

Total revenue	$	1,874	$	1,713	$	(36	)	$	3,551

Operating income	$	518	$	541	$	(295	)	$	764

Nine Months Ended September 30, 2012
Processing and services revenue	$	1,326	$	1,407	$	(9	)	$	2,724
Product revenue		484		109		(26	)		567

Total revenue	$	1,810	$	1,516	$	(35	)	$	3,291

Operating income	$	481	$	479	$	(199	)	$	761

Subsidiary Guarantors of Long-Term Debt (Tables)

9 Months Ended

Sep. 30, 2013

Condensed Consolidating Statement of Income and Comprehensive Income

Condensed Consolidating Statement of Income and Comprehensive Income

Three Months Ended September 30, 2013


(In millions)	Parent Company			Guarantor Subsidiaries			Non-Guarantor Subsidiaries			Eliminations			Consolidated
Revenue:
Processing and services	$	—		$	731		$	326		$	(41	)	$	1,016
Product		—			174			25			(14	)		185

Total revenue		—			905			351			(55	)		1,201

Expenses:
Cost of processing and services		—			373			188			(41	)		520
Cost of product		—			155			23			(14	)		164
Selling, general and administrative		25			152			60			—			237

Total expenses		25			680			271			(55	)		921

Operating income (loss)		(25	)		225			80			—			280
Interest expense, net		(33	)		(8	)		—			—			(41	)

Income (loss) from continuing operations before income taxes and income from investment in unconsolidated affiliate		(58	)		217			80			—			239
Income tax (provision) benefit		28			(78	)		(29	)		—			(79	)
Income from investment in unconsolidated affiliate		—			1			—			—			1
Equity in earnings of consolidated affiliates		191			—			—			(191	)		—

Income from continuing operations		161			140			51			(191	)		161
Loss from discontinued operations, net of income taxes		(2	)		—			—			—			(2	)

Net income	$	159		$	140		$	51		$	(191	)	$	159

Comprehensive income	$	163		$	140		$	53		$	(193	)	$	163

Condensed Consolidating Statement of Income and Comprehensive Income

Three Months Ended September 30, 2012


(In millions)	Parent Company			Guarantor Subsidiaries			Non-Guarantor Subsidiaries			Eliminations			Consolidated
Revenue:
Processing and services	$	—		$	644		$	319		$	(41	)	$	922
Product		—			165			33			(13	)		185

Total revenue		—			809			352			(54	)		1,107

Expenses:
Cost of processing and services		—			348			179			(41	)		486
Cost of product		—			145			18			(13	)		150
Selling, general and administrative		27			126			53			—			206

Total expenses		27			619			250			(54	)		842

Operating income (loss)		(27	)		190			102			—			265
Interest expense, net		(32	)		(14	)		(2	)		—			(48	)

Income (loss) from continuing operations before income taxes and income from investment in unconsolidated affiliate		(59	)		176			100			—			217
Income tax (provision) benefit		23			(66	)		(37	)		—			(80	)
Income from investment in unconsolidated affiliate		—			3			—			—			3
Equity in earnings of consolidated affiliates		176			—			—			(176	)		—

Income from continuing operations		140			113			63			(176	)		140
(Loss) income from discontinued operations, net of income taxes		(1	)		2			—			(2	)		(1	)

Net income	$	139		$	115		$	63		$	(178	)	$	139

Comprehensive income	$	151		$	115		$	67		$	(182	)	$	151

Condensed Consolidating Statement of Income and Comprehensive Income

Nine Months Ended September 30, 2013


(In millions)	Parent Company			Guarantor Subsidiaries			Non-Guarantor Subsidiaries			Eliminations			Consolidated
Revenue:
Processing and services	$	—		$	2,168		$	951		$	(122	)	$	2,997
Product		—			526			76			(48	)		554

Total revenue		—			2,694			1,027			(170	)		3,551

Expenses:
Cost of processing and services		—			1,113			574			(122	)		1,565
Cost of product		—			494			65			(48	)		511
Selling, general and administrative		84			456			171			—			711

Total expenses		84			2,063			810			(170	)		2,787

Operating income (loss)		(84	)		631			217			—			764
Interest expense, net		(97	)		(19	)		(7	)		—			(123	)

Income (loss) from continuing operations before income taxes and income from investment in unconsolidated affiliate		(181	)		612			210			—			641
Income tax (provision) benefit		80			(222	)		(76	)		—			(218	)
Income from investment in unconsolidated affiliate		—			7			—			—			7
Equity in earnings of consolidated affiliates		531			—			—			(531	)		—

Income from continuing operations		430			397			134			(531	)		430
Loss from discontinued operations, net of income taxes		(3	)		—			—			—			(3	)

Net income	$	427		$	397		$	134		$	(531	)	$	427

Comprehensive income	$	424		$	397		$	126		$	(523	)	$	424

Condensed Consolidating Statement of Income and Comprehensive Income

Nine Months Ended September 30, 2012


(In millions)	Parent Company			Guarantor Subsidiaries			Non-Guarantor Subsidiaries			Eliminations			Consolidated
Revenue:
Processing and services	$	—		$	1,930		$	912		$	(118	)	$	2,724
Product		—			528			83			(44	)		567

Total revenue		—			2,458			995			(162	)		3,291

Expenses:
Cost of processing and services		—			1,033			536			(118	)		1,451
Cost of product		—			457			51			(44	)		464
Selling, general and administrative		76			372			167			—			615

Total expenses		76			1,862			754			(162	)		2,530

Operating income (loss)		(76	)		596			241			—			761
Interest expense, net		(84	)		(43	)		(2	)		—			(129	)

Income (loss) from continuing operations before income taxes and income from investment in unconsolidated affiliate		(160	)		553			239			—			632
Income tax (provision) benefit		86			(204	)		(89	)		—			(207	)
Income from investment in unconsolidated affiliate		—			9			—			—			9
Equity in earnings of consolidated affiliates		508			—			—			(508	)		—

Income from continuing operations		434			358			150			(508	)		434
(Loss) income from discontinued operations, net of income taxes		(2	)		4			—			(4	)		(2	)

Net income	$	432		$	362		$	150		$	(512	)	$	432

Comprehensive income	$	449		$	362		$	155		$	(517	)	$	449

Condensed Consolidating Balance Sheet

Condensed Consolidating Balance Sheet

September 30, 2013


(In millions)	Parent Company		Guarantor Subsidiaries			Non-Guarantor Subsidiaries			Eliminations			Consolidated
Assets
Cash and cash equivalents	$	18	$	75		$	228		$	—		$	321
Trade accounts receivable, net		—		451			259			—			710
Prepaid expenses and other current assets		96		236			164			—			496

Total current assets		114		762			651			—			1,527
Investments in consolidated affiliates		10,044		—			—			(10,044	)		—
Intangible assets, net		22		1,927			231			—			2,180
Goodwill		—		4,149			1,068			—			5,217
Other long-term assets		31		393			108			—			532

Total assets	$	10,211	$	7,231		$	2,058		$	(10,044	)	$	9,456

Liabilities and Shareholders’ Equity
Accounts payable and accrued expenses	$	109	$	478		$	239		$	—		$	826
Current maturities of long-term debt		—		2			—			—			2
Deferred revenue		—		253			147			—			400

Total current liabilities		109		733			386			—			1,228
Long-term debt		3,927		2			—			—			3,929
Due to (from) consolidated affiliates		1,972		(1,607	)		(365	)		—			—
Other long-term liabilities		743		57			39			—			839

Total liabilities		6,751		(815	)		60			—			5,996

Total shareholders’ equity		3,460		8,046			1,998			(10,044	)		3,460

Total liabilities and shareholders’ equity	$	10,211	$	7,231		$	2,058		$	(10,044	)	$	9,456

Condensed Consolidating Balance Sheet

December 31, 2012


(In millions)	Parent Company		Guarantor Subsidiaries			Non-Guarantor Subsidiaries			Eliminations			Consolidated
Assets
Cash and cash equivalents	$	85	$	66		$	207		$	—		$	358
Trade accounts receivable, net		—		403			258			—			661
Prepaid expenses and other current assets		45		186			160			—			391
Assets of discontinued operations		—		33			—			—			33

Total current assets		130		688			625			—			1,443
Investments in consolidated affiliates		8,498		—			—			(8,498	)		—
Intangible assets, net		22		1,479			243			—			1,744
Goodwill		—		3,695			1,010			—			4,705
Other long-term assets		55		445			105			—			605

Total assets	$	8,705	$	6,307		$	1,983		$	(8,498	)	$	8,497

Liabilities and Shareholders’ Equity
Accounts payable and accrued expenses	$	73	$	417		$	231		$	—		$	721
Current maturities of long-term debt		—		2			—			—			2
Deferred revenue		—		213			166			—			379
Liabilities of discontinued operations		—		3			—			—			3

Total current liabilities		73		635			397			—			1,105
Long-term debt		3,223		4			1			—			3,228
Due to (from) consolidated affiliates		1,295		(988	)		(307	)		—			—
Other long-term liabilities		697		22			28			—			747

Total liabilities		5,288		(327	)		119			—			5,080

Total shareholders’ equity		3,417		6,634			1,864			(8,498	)		3,417

Total liabilities and shareholders’ equity	$	8,705	$	6,307		$	1,983		$	(8,498	)	$	8,497

Condensed Consolidating Statement of Cash Flows

Condensed Consolidating Statement of Cash Flows

Nine Months Ended September 30, 2013


(In millions)	Parent Company			Guarantor Subsidiaries			Non-Guarantor Subsidiaries			Eliminations			Consolidated
Cash flows from operating activities:
Net cash provided by (used in) operating activities from continuing operations	$	(70	)	$	568		$	183		$	—		$	681

Cash flows from investing activities:
Capital expenditures, including capitalization of software costs		(2	)		(122	)		(47	)		—			(171	)
Payments for acquisitions of businesses, net of cash acquired		(55	)		25			—			—			(30	)
Dividend from unconsolidated affiliate		—			116			—			—			116
Net proceeds from sale of investments		—			—			2			—			2
Other investing activities		731			4			(4	)		(732	)		(1	)

Net cash (used in) provided by investing activities from continuing operations		674			23			(49	)		(732	)		(84	)

Cash flows from financing activities:
Proceeds from long-term debt		1,319			—			—			—			1,319
Repayments of long-term debt		(1,573	)		(1	)		—			—			(1,574	)
Issuance of treasury stock		37			—			—			—			37
Purchases of treasury stock		(455	)		—			—			—			(455	)
Other financing activities		9			(616	)		(113	)		732			12

Net cash used in financing activities from continuing operations		(663	)		(617	)		(113	)		732			(661	)

Net change in cash and cash equivalents from continuing operations		(59	)		(26	)		21			—			(64	)
Net cash flows from (to) discontinued operations		(8	)		35			—			—			27
Beginning balance		85			66			207			—			358

Ending balance	$	18		$	75		$	228		$	—		$	321

Condensed Consolidating Statement of Cash Flows

Nine Months Ended September 30, 2012


(In millions)	Parent Company			Guarantor Subsidiaries			Non-Guarantor Subsidiaries			Eliminations			Consolidated
Cash flows from operating activities:
Net cash provided by (used in) operating activities from continuing operations	$	(158	)	$	517		$	183		$	—		$	542

Cash flows from investing activities:
Capital expenditures, including capitalization of software costs		(3	)		(106	)		(36	)		—			(145	)
Net proceeds from sale of investments		—			3			24			—			27
Other investing activities		538			(1	)		—			(540	)		(3	)

Net cash (used in) provided by investing activities from continuing operations		535			(104	)		(12	)		(540	)		(121	)

Cash flows from financing activities:
Proceeds from long-term debt		994			—			—			—			994
Repayments of long-term debt		(897	)		(4	)		(45	)		—			(946	)
Issuance of treasury stock		80			—			—			—			80
Purchases of treasury stock		(580	)		—			—			—			(580	)
Other financing activities		(1	)		(431	)		(107	)		540			1

Net cash used in financing activities from continuing operations		(404	)		(435	)		(152	)		540			(451	)

Net change in cash and cash equivalents from continuing operations		(27	)		(22	)		19			—			(30	)
Net cash flows from (to) discontinued operations		(5	)		5			—			—			—
Beginning balance		73			71			193			—			337

Ending balance	$	41		$	54		$	212		$	—		$	307

Fair Value Measurements - Additional Information (Detail) - USD ($) $ in Billions	Sep. 30, 2013	Dec. 31, 2012
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Fair value of total debt	$ 4.0	$ 3.5

Acquisition - Additional Information (Detail) - USD ($) $ in Millions	3 Months Ended	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2013	Jan. 14, 2013	Dec. 31, 2012
Business Acquisition [Line Items]
Goodwill	$ 5,217	$ 5,217		$ 4,705
Non cash impairment charge associated with merger and integration		30
Open Solutions Inc
Business Acquisition [Line Items]
Total cash purchase price		55
Assumption of debt			$ 960
Goodwill			510
Goodwill deductible for tax purposes			$ 161
Revenue	$ 69	204
Non cash impairment charge associated with merger and integration		$ 30

Preliminary Allocation of Purchase Price for Open Solutions (Detail) - USD ($) $ in Millions	Sep. 30, 2013	Jan. 14, 2013	Dec. 31, 2012
Business Acquisition [Line Items]
Goodwill	$ 5,217		$ 4,705
Open Solutions Inc
Business Acquisition [Line Items]
Cash and cash equivalents		$ 39
Trade accounts receivable		41
Prepaid expenses and other current assets		41
Intangible assets		571
Goodwill		510
Other long-term assets		18
Accounts payable and other current liabilities		(140)
Long-term debt, less current maturities		(952)
Other long-term liabilities		(73)
Total cash purchase price		$ 55

Preliminary Values Allocated to Intangible Assets (Detail) - Open Solutions Inc - USD ($) $ in Millions	1 Months Ended
	Jan. 31, 2013	Jan. 14, 2013
Acquired Finite-Lived Intangible Assets
Intangible assets		$ 571
Customer Related Intangible Assets
Acquired Finite-Lived Intangible Assets
Intangible assets		460
Intangible Assets, Weighted average useful life	20 years
Acquired Software and Technology
Acquired Finite-Lived Intangible Assets
Intangible assets		105
Intangible Assets, Weighted average useful life	7 years
Trade Names
Acquired Finite-Lived Intangible Assets
Intangible assets		$ 6
Intangible Assets, Weighted average useful life	10 years

Supplemental Pro Forma Information (Detail) - Open Solutions Inc - USD ($) $ / shares in Units, $ in Millions	3 Months Ended	9 Months Ended
	Sep. 30, 2012	Sep. 30, 2012
Business Acquisition [Line Items]
Total revenue	$ 1,187	$ 3,542
Net income	$ 141	$ 443
Net income per share-basic	$ 1.04	$ 3.24
Net income per share-diluted	$ 1.03	$ 3.20

Discontinued Operations - Additional Information (Detail) - Club Solutions Business - USD ($) $ in Millions	3 Months Ended	9 Months Ended
	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Cash Received from sale Of discontinued operations		$ 37
Total revenue	$ 12	10	$ 35
Loss on sale, net of income taxes		$ 4

Share Based Compensation - Additional Information (Detail) - USD ($) $ / shares in Units, shares in Millions, $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based compensation expense	$ 11	$ 10	$ 37	$ 35
Share-based awards, stock options, granted			1.0	1.0
Share-based awards, stock options, weighted-average estimated fair values			$ 25.33	$ 21.59
Share-based awards, stock options, exercised			0.5	1.7
Restricted Stock Units (RSUs)
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based awards, restricted stock units, granted			0.5	0.4
Share-based awards, restricted stock units, weighted-average estimated fair values			$ 81.97	$ 65.42

Schedule of Earnings Per Share Basic and Diluted (Detail) - shares shares in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Earnings Per Share [Line Items]
Weighted-average shares outstanding used for the calculation of net income per share-basic	129.9	134.9	132.0	136.6
Common stock equivalents	2.0	1.7	1.8	1.7
Total shares used for the calculation of net income per share-diluted	131.9	136.6	133.8	138.3

Shares Used in Computing Net Income Per Share - Additional Information (Detail) - shares shares in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Earnings Per Share [Line Items]
Stock options excluded from the calculation of diluted weighted-average outstanding shares because their impact was anti-dilutive	0.9	0.9	0.8	1.5

Schedule of Intangible Assets by Class (Detail) - USD ($) $ in Millions	Sep. 30, 2013	Dec. 31, 2012
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	$ 3,704	$ 3,179
Accumulated Amortization	1,524	1,435
Net Book Value	2,180	1,744
Customer Related Intangible Assets
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	2,155	1,695
Accumulated Amortization	634	534
Net Book Value	1,521	1,161
Acquired Software and Technology
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	493	378
Accumulated Amortization	271	222
Net Book Value	222	156
Trade Names
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	120	114
Accumulated Amortization	36	29
Net Book Value	84	85
Capitalized Software Development Costs
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	642	667
Accumulated Amortization	370	398
Net Book Value	272	269
Purchased software
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	294	325
Accumulated Amortization	213	252
Net Book Value	$ 81	$ 73

Intangible Assets - Additional Information (Detail) $ in Millions	Sep. 30, 2013 USD ($)
Acquired Intangible Assets
Intangible Assets [Line Items]
2013	$ 210
2014	200
2015	190
2016	150
2017	140
Capitalized and Purchased Software
Intangible Assets [Line Items]
2013	$ 110

Investment in Unconsolidated Affiliate - Additional Information (Detail) - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2013	Dec. 31, 2012
Schedule of Equity Method Investments [Line Items]
Cash dividend from affiliate	$ 122
Percentage of interest owned in affiliate	49.00%
Other long term liabilities	$ 156	$ 109
Investments in affiliate		$ 78
Dividend from unconsolidated affiliate that represents a return on investment	6
Long Term Liabilities
Schedule of Equity Method Investments [Line Items]
Other long term liabilities	$ 35

Schedule of Accounts Payable and Accrued Expenses (Detail) - USD ($) $ in Millions	Sep. 30, 2013	Dec. 31, 2012
Accounts Payable and Accrued Liabilities [Line Items]
Trade accounts payable	$ 61	$ 97
Settlement obligations	239	216
Client deposits	177	147
Accrued compensation and benefits	132	144
Other accrued expenses	217	117
Total	$ 826	$ 721

Long-Term Debt - Additional Information (Detail) $ in Billions	9 Months Ended
	Sep. 30, 2013 USD ($)
Debt Instrument [Line Items]
Revolving credit facility with a syndicate of banks	$ 2.0
Borrowing Outstanding	$ 1.0
Variable interest rate on revolving credit facility	1.30%
Revolving credit facility, expiration date	Aug. 01, 2017
Consolidated net debt to consolidated net earnings before interest, taxes depreciation and amortization and other adjustments ratio	3.5
Consolidated earnings before interest, taxes depreciation and amortization and other adjustments to interest expense ratio	3
Revolving credit facility, amendment date	Oct. 25, 2013

Accumulated Other Comprehensive Loss (Detail) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance at Beginning of the period			$ (60)
Other comprehensive loss before reclassifications			(10)
Amounts reclassified from accumulated other comprehensive loss			7
Total other comprehensive income (loss)	$ 4	$ 12	(3)	$ 17
Balance at End of the period	(63)		(63)
Cash Flow Hedges
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance at Beginning of the period			(57)
Other comprehensive loss before reclassifications			(2)
Amounts reclassified from accumulated other comprehensive loss			7
Total other comprehensive income (loss)			5
Balance at End of the period	(52)		(52)
Foreign Currency Translation
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance at Beginning of the period			(1)
Other comprehensive loss before reclassifications			(8)
Total other comprehensive income (loss)			(8)
Balance at End of the period	(9)		(9)
Other
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance at Beginning of the period			(2)
Balance at End of the period	$ (2)		$ (2)

- Definition

Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.

+ References + Details

Accumulated Other Comprehensive Loss - Additional Information (Detail) $ in Millions	Sep. 30, 2013 USD ($)
Other Comprehensive Income (Loss) [Line Items]
Estimated interest expense related to interest rate hedge contracts during the next twelve months	$ 14

Schedule of Supplemental Cash Flow Information (Detail) - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Cash Flow Supplemental Disclosures [Line Items]
Interest paid, including on assumed debt	$ 97	$ 105
Income taxes paid from continuing operations	238	246
Liabilities assumed in acquisitions of businesses	1,169
Treasury stock purchases settled after the balance sheet date	$ 8	$ 6

Schedule of Segment Reporting Information (Detail) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Segment Reporting Information [Line Items]
Processing and services revenue	$ 1,016	$ 922	$ 2,997	$ 2,724
Product revenue	185	185	554	567
Total revenue	1,201	1,107	3,551	3,291
Operating income	280	265	764	761
Payments
Segment Reporting Information [Line Items]
Processing and services revenue	480	453	1,410	1,326
Product revenue	151	153	464	484
Total revenue	631	606	1,874	1,810
Operating income	173	166	518	481
Financial
Segment Reporting Information [Line Items]
Processing and services revenue	538	473	1,595	1,407
Product revenue	42	40	118	109
Total revenue	580	513	1,713	1,516
Operating income	194	165	541	479
Corporate and Other
Segment Reporting Information [Line Items]
Processing and services revenue	(2)	(4)	(8)	(9)
Product revenue	(8)	(8)	(28)	(26)
Total revenue	(10)	(12)	(36)	(35)
Operating income	$ (87)	$ (66)	$ (295)	$ (199)

Business Segment Information - Additional Information (Detail) - USD ($) $ in Millions	Sep. 30, 2013	Dec. 31, 2012
Segment Reporting Information [Line Items]
Goodwill	$ 5,217	$ 4,705
Payments
Segment Reporting Information [Line Items]
Goodwill	3,400	3,400
Financial
Segment Reporting Information [Line Items]
Goodwill	$ 1,800	$ 1,300

Subsequent Event - Additional Information (Detail) - USD ($) $ in Millions	1 Months Ended	9 Months Ended
	Oct. 25, 2013	Sep. 30, 2013
Subsequent Event [Line Items]
Revolving credit facility with a syndicate of banks		$ 2,000
Revolving credit facility, Previous expiration date		Aug. 01, 2017
Borrowing Outstanding		$ 1,000
Revolving Credit Facility
Subsequent Event [Line Items]
Borrowing Outstanding		$ 75
Subsequent Event \| Loans Payable
Subsequent Event [Line Items]
New long term loan obtained	$ 900
Long term loan, maturity date	2018-10
Scheduled annual principal payments	$ 90
First principal payments date	Dec. 31, 2014
Subsequent Event \| Revolving Credit Facility
Subsequent Event [Line Items]
Revolving credit facility, Amended expiration month and year	2018-10

Condensed Consolidating Statement of Income and Comprehensive Income (Detail) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Revenue:
Processing and services	$ 1,016	$ 922	$ 2,997	$ 2,724
Product	185	185	554	567
Total revenue	1,201	1,107	3,551	3,291
Expenses:
Cost of processing and services	520	486	1,565	1,451
Cost of product	164	150	511	464
Selling, general and administrative	237	206	711	615
Total expenses	921	842	2,787	2,530
Operating income (loss)	280	265	764	761
Interest expense, net	(41)	(48)	(123)	(129)
Income (loss) from continuing operations before income taxes and income from investment in unconsolidated affiliate	239	217	641	632
Income tax (provision) benefit	(79)	(80)	(218)	(207)
Income from investment in unconsolidated affiliate	1	3	7	9
Income from continuing operations	161	140	430	434
(Loss) income from discontinued operations, net of income taxes	(2)	(1)	(3)	(2)
Net income	159	139	427	432
Comprehensive income	163	151	424	449
Parent Company
Expenses:
Selling, general and administrative	25	27	84	76
Total expenses	25	27	84	76
Operating income (loss)	(25)	(27)	(84)	(76)
Interest expense, net	(33)	(32)	(97)	(84)
Income (loss) from continuing operations before income taxes and income from investment in unconsolidated affiliate	(58)	(59)	(181)	(160)
Income tax (provision) benefit	28	23	80	86
Equity in earnings of consolidated affiliates	191	176	531	508
Income from continuing operations	161	140	430	434
(Loss) income from discontinued operations, net of income taxes	(2)	(1)	(3)	(2)
Net income	159	139	427	432
Comprehensive income	163	151	424	449
Guarantor Subsidiaries
Revenue:
Processing and services	731	644	2,168	1,930
Product	174	165	526	528
Total revenue	905	809	2,694	2,458
Expenses:
Cost of processing and services	373	348	1,113	1,033
Cost of product	155	145	494	457
Selling, general and administrative	152	126	456	372
Total expenses	680	619	2,063	1,862
Operating income (loss)	225	190	631	596
Interest expense, net	(8)	(14)	(19)	(43)
Income (loss) from continuing operations before income taxes and income from investment in unconsolidated affiliate	217	176	612	553
Income tax (provision) benefit	(78)	(66)	(222)	(204)
Income from investment in unconsolidated affiliate	1	3	7	9
Income from continuing operations	140	113	397	358
(Loss) income from discontinued operations, net of income taxes		2		4
Net income	140	115	397	362
Comprehensive income	140	115	397	362
Non-Guarantor Subsidiaries
Revenue:
Processing and services	326	319	951	912
Product	25	33	76	83
Total revenue	351	352	1,027	995
Expenses:
Cost of processing and services	188	179	574	536
Cost of product	23	18	65	51
Selling, general and administrative	60	53	171	167
Total expenses	271	250	810	754
Operating income (loss)	80	102	217	241
Interest expense, net		(2)	(7)	(2)
Income (loss) from continuing operations before income taxes and income from investment in unconsolidated affiliate	80	100	210	239
Income tax (provision) benefit	(29)	(37)	(76)	(89)
Income from continuing operations	51	63	134	150
Net income	51	63	134	150
Comprehensive income	53	67	126	155
Eliminations
Revenue:
Processing and services	(41)	(41)	(122)	(118)
Product	(14)	(13)	(48)	(44)
Total revenue	(55)	(54)	(170)	(162)
Expenses:
Cost of processing and services	(41)	(41)	(122)	(118)
Cost of product	(14)	(13)	(48)	(44)
Total expenses	(55)	(54)	(170)	(162)
Equity in earnings of consolidated affiliates	(191)	(176)	(531)	(508)
Income from continuing operations	(191)	(176)	(531)	(508)
(Loss) income from discontinued operations, net of income taxes		(2)		(4)
Net income	(191)	(178)	(531)	(512)
Comprehensive income	$ (193)	$ (182)	$ (523)	$ (517)

Condensed Consolidating Balance Sheet (Detail) - USD ($) $ in Millions	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Dec. 31, 2011
Assets
Cash and cash equivalents	$ 321	$ 358	$ 307	$ 337
Trade accounts receivable, net	710	661
Prepaid expenses and other current assets	496	391
Assets of discontinued operations		33
Total current assets	1,527	1,443
Intangible assets, net	2,180	1,744
Goodwill	5,217	4,705
Other long-term assets	532	605
Total assets	9,456	8,497
Liabilities and Shareholders' Equity
Accounts payable and accrued expenses	826	721
Current maturities of long-term debt	2	2
Deferred revenue	400	379
Liabilities of discontinued operations		3
Total current liabilities	1,228	1,105
Long-term debt	3,929	3,228
Other long-term liabilities	839	747
Total liabilities	5,996	5,080
Total shareholders' equity	3,460	3,417
Total liabilities and shareholders' equity	9,456	8,497
Parent Company
Assets
Cash and cash equivalents	18	85	41	73
Prepaid expenses and other current assets	96	45
Total current assets	114	130
Investments in consolidated affiliates	10,044	8,498
Intangible assets, net	22	22
Other long-term assets	31	55
Total assets	10,211	8,705
Liabilities and Shareholders' Equity
Accounts payable and accrued expenses	109	73
Total current liabilities	109	73
Long-term debt	3,927	3,223
Due to (from) consolidated affiliates	1,972	1,295
Other long-term liabilities	743	697
Total liabilities	6,751	5,288
Total shareholders' equity	3,460	3,417
Total liabilities and shareholders' equity	10,211	8,705
Guarantor Subsidiaries
Assets
Cash and cash equivalents	75	66	54	71
Trade accounts receivable, net	451	403
Prepaid expenses and other current assets	236	186
Assets of discontinued operations		33
Total current assets	762	688
Intangible assets, net	1,927	1,479
Goodwill	4,149	3,695
Other long-term assets	393	445
Total assets	7,231	6,307
Liabilities and Shareholders' Equity
Accounts payable and accrued expenses	478	417
Current maturities of long-term debt	2	2
Deferred revenue	253	213
Liabilities of discontinued operations		3
Total current liabilities	733	635
Long-term debt	2	4
Due to (from) consolidated affiliates	(1,607)	(988)
Other long-term liabilities	57	22
Total liabilities	(815)	(327)
Total shareholders' equity	8,046	6,634
Total liabilities and shareholders' equity	7,231	6,307
Non-Guarantor Subsidiaries
Assets
Cash and cash equivalents	228	207	$ 212	$ 193
Trade accounts receivable, net	259	258
Prepaid expenses and other current assets	164	160
Total current assets	651	625
Intangible assets, net	231	243
Goodwill	1,068	1,010
Other long-term assets	108	105
Total assets	2,058	1,983
Liabilities and Shareholders' Equity
Accounts payable and accrued expenses	239	231
Deferred revenue	147	166
Total current liabilities	386	397
Long-term debt		1
Due to (from) consolidated affiliates	(365)	(307)
Other long-term liabilities	39	28
Total liabilities	60	119
Total shareholders' equity	1,998	1,864
Total liabilities and shareholders' equity	2,058	1,983
Eliminations
Assets
Investments in consolidated affiliates	(10,044)	(8,498)
Total assets	(10,044)	(8,498)
Liabilities and Shareholders' Equity
Total shareholders' equity	(10,044)	(8,498)
Total liabilities and shareholders' equity	$ (10,044)	$ (8,498)

Condensed Consolidating Statement of Cash Flows (Detail) - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Cash flows from operating activities:
Net cash provided by (used in) operating activities from continuing operations	$ 681	$ 542
Cash flows from investing activities:
Capital expenditures, including capitalization of software costs	(171)	(145)
Payments for acquisitions of businesses, net of cash acquired	(30)
Dividend from unconsolidated affiliate	116
Net proceeds from sale of investments	2	27
Other investing activities	(1)	(3)
Net cash (used in) provided by investing activities from continuing operations	(84)	(121)
Cash flows from financing activities:
Proceeds from long-term debt	1,319	994
Repayments of long-term debt	(1,574)	(946)
Issuance of treasury stock	37	80
Purchases of treasury stock	(455)	(580)
Other financing activities	12	1
Net cash used in financing activities from continuing operations	(661)	(451)
Net change in cash and cash equivalents from continuing operations	(64)	(30)
Net cash flows from (to) discontinued operations	27
Beginning balance	358	337
Ending balance	321	307
Parent Company
Cash flows from operating activities:
Net cash provided by (used in) operating activities from continuing operations	(70)	(158)
Cash flows from investing activities:
Capital expenditures, including capitalization of software costs	(2)	(3)
Payments for acquisitions of businesses, net of cash acquired	(55)
Other investing activities	731	538
Net cash (used in) provided by investing activities from continuing operations	674	535
Cash flows from financing activities:
Proceeds from long-term debt	1,319	994
Repayments of long-term debt	(1,573)	(897)
Issuance of treasury stock	37	80
Purchases of treasury stock	(455)	(580)
Other financing activities	9	(1)
Net cash used in financing activities from continuing operations	(663)	(404)
Net change in cash and cash equivalents from continuing operations	(59)	(27)
Net cash flows from (to) discontinued operations	(8)	(5)
Beginning balance	85	73
Ending balance	18	41
Guarantor Subsidiaries
Cash flows from operating activities:
Net cash provided by (used in) operating activities from continuing operations	568	517
Cash flows from investing activities:
Capital expenditures, including capitalization of software costs	(122)	(106)
Payments for acquisitions of businesses, net of cash acquired	25
Dividend from unconsolidated affiliate	116
Net proceeds from sale of investments		3
Other investing activities	4	(1)
Net cash (used in) provided by investing activities from continuing operations	23	(104)
Cash flows from financing activities:
Repayments of long-term debt	(1)	(4)
Other financing activities	(616)	(431)
Net cash used in financing activities from continuing operations	(617)	(435)
Net change in cash and cash equivalents from continuing operations	(26)	(22)
Net cash flows from (to) discontinued operations	35	5
Beginning balance	66	71
Ending balance	75	54
Non-Guarantor Subsidiaries
Cash flows from operating activities:
Net cash provided by (used in) operating activities from continuing operations	183	183
Cash flows from investing activities:
Capital expenditures, including capitalization of software costs	(47)	(36)
Net proceeds from sale of investments	2	24
Other investing activities	(4)
Net cash (used in) provided by investing activities from continuing operations	(49)	(12)
Cash flows from financing activities:
Repayments of long-term debt		(45)
Other financing activities	(113)	(107)
Net cash used in financing activities from continuing operations	(113)	(152)
Net change in cash and cash equivalents from continuing operations	21	19
Beginning balance	207	193
Ending balance	228	212
Eliminations
Cash flows from investing activities:
Other investing activities	(732)	(540)
Net cash (used in) provided by investing activities from continuing operations	(732)	(540)
Cash flows from financing activities:
Other financing activities	732	540
Net cash used in financing activities from continuing operations	$ 732	$ 540